Flat Rate Forms allows our customers to prepare, print, ship and track a variety of forms that would normally require multiple programs and a trip to the post office.
EXPLORE OUR SERVICESMichelle Johnson
READ TESTIMONIALSGetting calls from a collection agency, want them to stop? A cease and desist letter is what you need.
There are three primary ways to get a debt collector to stop calling you.
Sending a cease and desist letter per the FDCPA (Fair Debt Collections Practices Act), you are entitled to request all collection activity via the phone or mail to stop. This does not absolve you from owing your debt, but it does prevent the collection agency involved from contacting you to collect the debt. They are allowed to contact you for a few reasons however (material change in the amount of the debt, change in ownership of the debt, etc).
GET STARTEDDid you receive a notice in the mail saying you owed money to a debt collector? A debt validation letter (Sometimes referred to as an 809 Challenge), is sent to a collection agency to confirm the validity of a debt.
In Depth: One of the most important sections of the Fair Debt Collection Practices Act is Section 809 Validation of debts . This Section lays down the guidelines for conduct pertaining to the debt validation process.
Has a debt collector ever contacted you about a debt that you were not sure was yours, or that you believed was demanding more than you owed? Under the Fair Debt Collection Practices Act , a federal law regulating debt collectors, you can request the debt collector to send proof of the debt. This process is called debt validation. Section 809 Validation of debts lays down the guidelines for conduct pertaining to the debt validation process.
GET STARTEDDo you have inaccuracies in your credit report? You have the right under the FCRA (Fair Credit Reporting Act) to validate these entries.
In Depth: Debtors have rights under the Fair Credit Reporting Act (FCRA).
Have you seen inaccuracies in your credit report? Have collectors been calling you about debts you've already paid? Have you received collections calls on debts that were discharged in bankruptcy? These are violations of the FCRA
Credit report errors: Obviously, credit reports need to be accurate. Even simple errors are not acceptable under the law.
Identity theft: There are significant limits on the reporting of information after identity theft has been reported.
Post-bankruptcy collections: Reporting agencies are prohibited from reporting debts that have been previously discharged through bankruptcy.
Privacy violations: There are limits as to which entities the reporting agencies are allowed to release your information.
GET STARTEDAre you planning on suing someone in small claims court? If so, you need to send a demand letter.
In Depth: Most (not all) states require you as a pro’se litigant to send a Certified Letter, demanding repayment, or being made whole, of a debt. The amounts for each state vary, but you can view them by clicking here. By sending a demand letter to the offending party, you are indicating to the court that you have gone above and beyond to try and settle this outside of court. This form is typically the pre-requisite to being able to file a claim in Small Claims Court.
GET STARTEDThanks to some behind the scene magic, our software makes it possible for you to prepare, add postage and physically ship (with tracking) any document you need to.
Via our software hosted at Amazon Web Services, you can easily fill out our intuitive forms to send anywhere necessary.
Via First Class Mail, you can send your document via USPS and receive real time tracking and status updates as well as a delivery confirmation.
Need to send something more officially? Our Certified Mail option allows you to send mail, with tracking, on top of Signature Confirmation with proof of Signature sent back to you via email with included PDF.
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